Money Market & Savings Accounts

Advantage Money Market Account

Our Advantage Money Market Account is ideal for those who want to earn a higher rate with check capability.

• Highest earnings with limited check writing**
• For the most current rates, please visit a branch or call us toll-free at 1-800-891-9389.
• $10,000 minimum required to open
• Receive paper statements with images and enroll in online banking to receive electronically
• Avoid $15.00 monthly fee by maintaining a $10,000 average daily balance during the monthly statement cycle

Peoples Savings Account

Our Peoples Savings account is ideal for anyone who wants to earn interest on their savings and be able to withdrawal. Additional benefits are also provided for younger customers.

• Earn 0.05% APY* on all balances
• $100 minimum required to open (or only $1.00 for those under 18 years of age)
• Ages 17 & under: No monthly maintenance fee
• Ages 18 & older: No monthly maintenance fee with $100 minimum daily balance**

* The Annual Percentage Yield (APY) is accurate as of 2/21/2023 and subject to change after account opening. The minimum balance to open is $100 for account holders 18 years of age and older, $1 for account holders 17 years of age and under. Fees may reduce earnings. Please contact a Peoples Bank banker for full terms of the account. Member FDIC **Monthly maintenance fee of $3.00 if minimum balance requirements are not met.

GIANT PIGGY BANK^TM

GIANT PIGGY BANK^TM is our high-interest earning kids savings account, as well as a student banking program in elementary schools, that helps children develop smart saving habits at a young age.

• Earn 2.00% APY on up to $5,000 in balances

• Young account holders will receive a sticker-book provided by Peoples Bank and each time a deposit is made they will receive a sticker; fill up your 'sticker-book' (8 total stickers) and Peoples Bank will deposit $1.00 into your account!

• Savings account available to all children; student banking program in select elementary schools
• Learn more about the GIANT PIGGY BANK in schools here.

*The Annual Percentage Yield (APY) is accurate as of 8/17/2022 and subject to change after account opening. Tier 1 - An interest rate of 1.9852% with an APY of 2.00% on balances up to $5,000. Tier 2 - An interest rate of .2498% with an APY of .25% on balances $5,000.00 and higher. Your blended APY for full account balance will range from 2.00% - 0.25%, depending on your balances within each Tier. Please contact Peoples Bank for the full terms and conditions of the account. Member FDIC.

IntraFi^® Network Deposits

With Demand Deposit (DDA) and Money Market (MMDA) accounts from IntraFi Network, you can access multi-million-dollar FDIC protection by working directly with just one bank. As a member of the IntraFi Network, Peoples Bank will place your funds into demand deposit accounts, money market deposit accounts, or both, at other FDIC-insured member institutions. The placement of your funds occurs in increments below the standard FDIC insurance maximum of $250,000 so that both principal and interest are eligible for coverage. By working directly with Peoples Bank, you can access the insurance coverage from many.