Home Equity Line of Credit

Apply for Your Home Equity Line of Credit (HELOC)

Tap into the power of your home's built up equity by applying for your home equity loan or home equity line of credit (HELOC). Simply enter the required information, and you will be on your way to receiving the funds you need.

Required Field *

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Are you a current Peoples Bank customer?*
Are you a U.S. Citizen?*
Purpose of Loan*
Amount to Borrow*
IMPORTANT: To be considered a complete application, you must come into one of our locations and provide our Customer Service Representative a suitable form of photo identification and/or other necessary identification documents as required by the USA Patriot Act. This online application provides our staff initial information so we may prepare your paperwork prior to your arrival to expedite your account opening process.
Which location would you like to complete your application at?*

Please read the following home equity line of credit disclosures as they contain important terms such as interest rate, potential fees and other cost information. These disclosures may be printed or saved in an electronic form if you so choose.

What You Should Know About Home Equity Lines of Credit

Current Home Value
Amount of Mortgages Against the Home
Current Mortgage Company
This is an application for joint credit. Borrower and Co-Borrower each agree to apply for joint credit.
This is an application for credit with a co-signer. Borrower and Co-Signer each agree to apply for joint credit.

You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn't pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount of the debt iUf the borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount. The Lender can collect this debt from you without first trying to collect from borrower. The Lender can use the same collection methods against you that can be used against the borrower, such as suing you, garnishing your wages, etc. If this debt is ever in default, that fact may become a part of YOUR credit record. This notice is not the contract that makes you liable for the debt.

Borrower
* - Indicates a required field
First Name*
Middle Initial
Last Name*
Primary Phone*
Primary Phone*
Work Phone
Cell Phone
Email Address*
Best Time to Contact
Method of Contact*
Address Line 1*
Address Line 2
City*
State*
Zip*
Different Address My mailing address is different than my address line 1
How long at residence?*

Please provide Previous Address*

Employment Information
* - Indicates a required field
Current Employer / Source of Income*
Occupation
Years at Current Employer
Years Employed in this Profession
Primary Gross Income (annually)*
Other Sources of Income Other sources of income
Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
Other Gross Income (annually)*
Source of Other Gross Income*
Monthly Mortgage/Rent Payment Amt*
Additional Monthly Liabilities*

Additional Comments

I/We hereby apply for the loan or credit described in this application. I/We certify that I/we made no misrepresentations in this loan application or in any related documents, that all information is true and complete, and that I/we did not omit any important information. I/We agree that any property securing the loan or credit will not be used for any illegal or restricted purpose. Lender is authorized to verify with other parties and to make investigation of my/our credit, either directly through any agency employed by Lender for that purpose. Lender may disclose to any other interested parties information as to Lender's experiences or transaction with my/our account. I/We understand that Lender will retain this application and any other credit information Lender receives, even if no loan or credit is granted. These representations and authorizations extend not only to Lender, but also to any insurer of the loan and to any investor to whom Lender may sell all or any part of the loan. I/We further authorize Lender to provide to any such insurer or investor any information and documentation that they may request with respect to my/our application, credit or loan.

I have read and agree to the terms*

IMPORTANT: To be considered a complete application, you must come into one of our 9 locations and provide our Customer Service Representative a valid form of photo identification and/or other necessary identification documents as required by the USA Patriot Act. This online application provides our staff initial information so we may prepare your paperwork prior to your arrival to expedite your account opening process. A member of our team will be in touch with you regarding the next step to complete your application.

US Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address date of birth and other information that will allow us to identify you.

Home Equity Line of Credit (HELOC)

Apply for Your Home Equity Line of Credit (HELOC)

Borrower

Employment Information