Archive - December 2018

Money habits can be instilled in children at a very young age. These habits turn into core behaviors that shape the way your child will handle money throughout their life. For this reason, it’s crucial to start teaching a few of these money lessons to your kiddos earlier rather than later.

Work With Your Budget

If your child wants to buy a Barbie and her Dream House, you’ll have to work with your child to show them how a budget works. They may not...

Now that we’ve welcomed a new year, we must also begin welcoming new saving habits. Setting reasonable resolutions isn’t always the easiest, which is why Peoples Bank wanted to offer some simple ideas to start. Begin promoting your financial positivity by picking one or two of these savings resolutions to implement for the rest of the year!

Make extra mortgage payments

Making your minimum payments on what you owe is completely fine. However, try...

’Tis the season for happiness and joy.

This holiday season, Peoples Bank wanted to spread the cheer throughout its nine branches and communities across west-central Iowa. We believe community matters, and whether it’s through our customer-first service or what our dedicated staff does away from the office, we love to show it.

Over the past two months, our branches have participated in true acts of kindness. Here are just some of the ways we tried to spread the happiness...

Operating a business isn’t easy. Whether you’re running a small, growing business or your company has been around for two decades, you’ll likely be in search of cash or assistance at some point.

That’s where business loans can come in handy. Owners have needs for a variety of things, whether it be new equipment, real estate or a company car. Loans can also help fill gaps in seasonal cash flows.

Loans are a regular part of business life, but for some...

Emergencies are never planned. And many times, these unexpected events leave people needing money in a pinch, potentially ruining their financial stability, credit score and day-to-day cash flow.

It’s estimated that about 8 in 10 Americans live paycheck to paycheck, according to an August 2017 study. That’s why starting and building an emergency savings fund is important, and it doesn’t have to be that difficult to begin.  

Emergency savings accounts...

The holiday season is supposed to be a time of glee and happiness, but for some it can be a time of stress and financial strain. Buying gifts for family members and friends can be a burden for individuals and families, especially when almost 80 percent of Americans live paycheck to paycheck.

According to a Gallup estimation, the average American will spend about $885 on holiday gifts in 2018. That number has risen dramatically in the last decade. In 2009, a year after the recession,...

In an effort to sustain growth and better serve commercial customers, Peoples Bank has hired Fletcher Christy (left) and TJ Hodges (right) in the commercial lending space for the metro market, which includes the Clive, Waukee and Adel locations.

Hodges and Christy both have been hired as Vice Presidents and commercial loan officers. They are bringing with them more than 22 years of combined financial and banking knowledge.  

“Peoples...