Archive - September 2018

Every month, we will write a short profile highlighting the employees who make Peoples Bank an integral part of each community. Our employees take the initiative and truly make each branch feel warm and welcoming.  

Marc Riley was looking to make a move to Central Iowa.

Working at a bank in Emmetsburg, Iowa, in the northwest corner of the state, in 2014, Riley was looking to move down to the Des Moines metro to join his then-fiancée, who was living in the area....

We all know this one - use different passwords and switch them up periodically. While this is a helpful tip to avoid being hacked, there are some questions you may still have on cybersecurity. Luckily, Peoples Bank offers a few answers to your existing questions.

Question: How can I protect my personal information from an attack?

Answer: Be sure that your antivirus program is up-to-date. When it is time to renew that software, do it. Don’t wait around...

In a 2016 study, it was found that 43% of students do not track their spending while 58% said they do not save money every month. From that, it is shown that 7 out of 10 students are stressed out about their finances. It can be quite the adjustment for students to transition from high school to college. This new stage of your life can be filled with many mixed emotions and late night adventures. In just a matter of time you are living in a brand new environment, meeting new people, taking new...

Short-term savings goals can be difficult to achieve.

Putting money away for something two or three years away, like a wedding or a down payment for a house, may not warrant an investment in the stock market, which can lead to a higher reward but comes with a higher risk. But letting the money sit in a low-yield savings account won’t lead to significant growth.

The sweet spot is the certificate of deposit (CD), which offers the security and safety of traditional savings...

Doug Carman, loan officer and executive vice president at Peoples Bank’s Scranton location, will retire at the end of the September. His last work day is Sept. 28.

A 37-year employee of the bank, Carman will still contribute to the organization through his ongoing role as a member on the board of directors. He will also continue to work with farmers on a contractual basis with the bank.

All are welcome to Carman’s retirement party at 1-4 p.m. on Sept. 28 at the...

Encouraging our employees to give back and assist in the communities we serve has been a focal point for Peoples Bank over the course of our long history in Central Iowa. One of our flagship programs, Peoples Helping People, embodies this sentiment.

The program was launched on Jan. 1, 2016, with the goal of motivating and increasing community involvement efforts throughout the bank in a positive manner to both employees and customers.

Peoples Helping People has seen impressive...

Tips for managing your debt

Having debt is never easy. Paying a monthly bill can be a nuisance, whether that be a car payment, mortgage or student loans. And for some people, having too much debt is a real problem.  

According to Pew Charitable Trusts, about 80 percent of Americans have some form of debt. While debt is essential in big life events, like buying a house or a new car, they don’t have to be crippling. Use some of these loan managing...

Buying products or services online can save consumers a lot of time and money. For these reasons, e-commerce has exploded over the past decade. It’s estimated about 96 percent of Americans shop online and the e-commerce industry is expected to account for 8.9 percent of United States retail sales in 2018.

But with the rise of online shopping comes the rise of dangers. Faulty websites and products can leave you and your payment information vulnerable. Here are some tips to keep...