Looking to Expand Your Business? Here Are Some Business Loan Basics
December 19, 2018
Categories: Business, Financial Education
Operating a business isn’t easy. Whether you’re running a small, growing business or your company has been around for two decades, you’ll likely be in search of cash or assistance at some point.
That’s where business loans can come in handy. Owners have needs for a variety of things, whether it be new equipment, real estate or a company car. Loans can also help fill gaps in seasonal cash flows.
Loans are a regular part of business life, but for some...
Breaking Down Retirement: What Plans Work Best For You
November 16, 2018
Categories: Business, Financial Education, Retirement
Saving for retirement is an important part of life. How much you save during your working years can dictate how comfortably you live in your older years.
And saving early is important. It can be the difference between hundreds of thousands or even millions of dollars. For example, if you put away $5,000 annually at an average growth rate of about 8 percent, you could be a millionaire in 40 years ($1.4 million). If you wait 10 years and only have 30 years on that growth, you’d only...
Peoples Bank partners with online network to promote local businesses
October 5, 2018
Categories: Business, Community
Peoples Bank is excited to announce the creation of a new merchant discount network geared toward promoting local businesses in west-central Iowa.
Through a partnership with BaZing, an online membership program, Peoples Bank is offering local businesses a free advertising platform while customers can take advantage of great deals and discounts.
BaZing is a free network that allows businesses to advertise on its free phone app in exchange for ongoing, exclusive...
A Loan Beginner’s Guide for Young People
August 10, 2018
Categories: Budgeting, Business, Financial Education, Mortgage, Personal Finance, Saving Money, Savings
Getting a loan as a young person can be difficult.
Setting aside the issue of a short credit history, young people usually struggle to understand some of the loan basics, like what goes into a creditor’s decision or the difference between a secured and unsecured loan.
Creditors take many different factors into account when deciding on loan amounts, interest rates or whether to give money at all.
We talked to Melany Jennings, Vice President and Loan Officer at...
The Peoples behind Peoples Bank: Barb Walker
August 2, 2018
Categories: Business, Community, Employee Announcement, Family Friendly
Every month, we will write a short profile highlighting the employees who make Peoples Bank an integral part of each community. Our employees take the initiative and truly make each branch feel warm and welcoming.
Barb Walker has become a staple at the Grand Junction branch of Peoples Bank.
Barb, who is affectionately known as “Grandma Barb,” has been serving Peoples Bank customers with a smile and care for more than two decades.
But her interest...
Protect Yourself Online - Tips you should know...
July 24, 2018
Categories: Business, Cyber Security, Financial Education, General, Security
Tips to protect yourself and online bank accounts from attack
Online data breaches have popped up in headlines all over the globe in recent years. The number of attacks has risen dramatically in the last decade and reached a high point in 2017, with 868 reported cybersecurity attacks. The Equifax breach and the “WannaCry” ransomware attack stayed in the news cycle for weeks, affecting many people and companies around the world.
Online...
NEW LOOK | Same Peoples
June 11, 2018
Categories: Business, Community, Employee Announcement, Family Friendly, Future Focus, General
After more than 100 years of serving West-central Iowa with its signature People First Banking approach, Peoples Bank, which has nine locations in Greater Des Moines and surrounding communities, is launching an exciting and refreshing new look.
The new brand draws from Peoples Bank’s long, storied history while positioning it for the future of banking. It also officially removed “Trust and Savings” from its name yet will continue to offer the same services.
“Peoples...
Tina Kafer announced as the Vice President, Branch Manager and Loan Officer of Peoples Bank
May 2, 2018
Categories: Business, Community, Employee Announcement, Future Focus, General
Scranton, Iowa – April 2018 – Bank President & COO, John Rigler III, is pleased to announce Tina Kafer has been hired as the Vice President, Branch Manager and Loan Officer in Scranton. For the past 6 years, Tina worked as a Senior Account Credit Manager with John Deere Financial.
Rigler noted, “We are thrilled Tina is re-joining the bank after a successful 14-year run as Vice President and Loan Officer in our Grand Junction branch. Her...
Doug Carman appointed to the Peoples Bank’s Board of Directors
May 2, 2018
Categories: Business, Community, Employee Announcement, Future Focus, General
Scranton, Iowa: April 27, 2018 – Bank President & COO, John Rigler III, is pleased to announce that Doug Carman will be joining our bank’s Board of Directors. Recently as Executive Vice President, Ag Lender and Manager in the Greene County market, Doug has been a strong contributor to his community and his team specializing in agricultural lending, customer relationships and bank management for over 35 years.
“His experience and knowledge...
Jill Hunziker promoted to Assistant Vice President, Branch Manager at Peoples Trust & Savings Bank
February 2, 2018
Categories: Business, Community, Employee Announcement, Future Focus
Grand Junction, Iowa (January 2018) Bank President & COO, John Rigler III is pleased to announce the promotion of Jill Hunziker to Assistant Vice President, Branch Manager of Grand Junction.
Jill is a 13-year veteran of the banking industry. She specializes in banking operations, cash management, and consumer lending. Managing a team of banking professionals in Grand Junction, Iowa, Jill has a reputation for outstanding customer service, staying organized and getting results.
Jill...