Holiday Savings Plan
November 21, 2021
Categories: Budgeting, General, Holiday, Saving Money, Savings, Seasonal
The holidays are among us, but have you put together a savings plan? With all of the expenses hitting you at once, it’s important to have a plan of action. With the below tips and tricks, we believe you can keep your holiday shopping merry and bright.
Make a List
Create an entire list of every single expense you will have over the holidays. This can include presents, envelopes, stamps, cards, wrapping paper, bows, name tags, food, a tree, decorations...
4 Ways to Spring Clean Your Finances
May 17, 2021
Categories: Budgeting, Personal Finance, Saving Money, Savings
As you begin to write your to-do list of cleaning your home this spring, it’s time to add another section to your list: finances. You wouldn’t believe how helpful it is to do a deep cleaning of your finances every spring. It can contribute to increased feelings of determination and confidence in all areas of your life. Here are the 4 best cleaning moves to add to your list!
Review Your DebtSpring Into Cash With These Top Savings Tips
April 17, 2019
Categories: Budgeting, Saving Money, Savings, Seasonal
The grass is always greener on the other side of winter, but is your bank account? Make the most out of your spring by boosting your savings. All it takes is an idea and some creativity to make some green this spring!
Skip the GymOf course your health should take top priority in all seasons. However, it’s great to switch up your routine, not only for your health but potentially for your wallet! Now...
Jefferson branch focuses on financial literacy for local students
April 5, 2019
Categories: Community, Financial Education, Savings
Financial literacy is important to Peoples Bank. And every branch puts deep thought and effort into financial literacy programs and education throughout its communities. In Greene County, the Peoples Bank staff in Jefferson has been highly active in local schools.
Last fall, the Jefferson Peoples Bank branch introduced the Giant Piggy Bank program with Greene County schools. Giant Piggy Bank allows students to save money through Peoples Bank and become student bankers themselves, gaining...
5 Best-Kept Secrets for Buying a Home
March 22, 2019
Categories: Budgeting, Community, Mortgage, Personal Finance, Saving Money, Savings
Buying a home may be a common practice for the average American, but it is not a simple one. This is especially true if you are new to the game and have yet to learn the ins and outs of the process. No need to worry, we have plenty of experience from our years in the home buying business and are willing to share the best-kept secrets on the market!
1. Start TodayIf...
5 To-Dos Before Buying a Home
February 27, 2019
Categories: Budgeting, Mortgage, Saving Money, Savings
Are you about to begin the hunt for your future home? We understand that the home buying process can become overwhelming, which is why we’d like to offer you a little insight. Start your home buying journey off right by completing this checklist!
Strengthen your credit.A 620 FICO score means you can get a mortgage, but that doesn’t mean you’ll want to....
6 Steps To Improve Your Finances
February 27, 2019
Categories: Budgeting, Personal Finance, Saving Money, Savings
Staying on top of your finances can prove challenging, especially when bills, debt, daily expenses and saving come into play. Finding your way to financial freedom takes time which is why Peoples Bank has compiled a few steps you can take to improve your finances.
Coupon Like CrazySome people always pay full price for items. Nowadays, there should be no reason to empty your wallet to that extreme. You can...
The Need-to-Knows for Estate Planning
January 25, 2019
Categories: Financial Education, Savings
Estate planning can be a scary topic to discuss. After all, it’s tough to talk about what happens to your possessions after you’re gone. But it is an essential part financial planning — to make sure your loved ones are taken care of in your absence.
It’s a complex process as well, with a variety of taxes and classifications to factor into each decision. Before jumping into action to start your planning, understanding key steps and components is essential in the...
5 Creative Ways to Save for Your New Home
January 25, 2019
Categories: Budgeting, Mortgage, Personal Finance, Saving Money, Savings
You’ve made the decision that you are tired of renting and ready to step into the world of home ownership. Good for you! You may be wondering what your next steps should be in order to be financially prepared for this major investment. Here are some creative ways to ramp up your savings for this exciting adventure!
1. Consider a Move NowIs the place you’re living now truly the most cost effective...
Be a Super Saver: Out of the Box Frugality Tips
January 25, 2019
Categories: Budgeting, Personal Finance, Saving Money, Savings
What’s the secret to having a large savings account? Spending less money is, of course, a simplified answer. But what does that look like in your daily life? We have gathered some out of the box tips that you may have not considered before. Get ready for ideas that will challenge your spending in a new way!
You. Don’t. Deserve. Everything.This concept is very counter to the message that society...