How much of a mortgage can you afford?
April 30, 2019
Categories: Mortgage
One of the most important steps during the homebuying process is determining how much of a house you can afford. Some real estate agents won’t even show you houses unless you’re preapproved.
The best way to determine your mortgage amount and answer any questions you have is to visit your Peoples Bank lender. They will walk you through the process and ensure you take every expense into account when determining your worth.
“We will walk through what their wants...
People are at the heart of Jill Hunziker’s career
April 29, 2019
Categories: Community
Throughout her two careers — first as a cosmetologist, then as a banker — Jill Hunziker has always enjoyed working with people. She made the switch to a career in banking in 2008, when a friend recommended she join her at a local bank in Boone.
Since then, Hunziker said her more than 10 years of banking has been wonderful.
“I think a lot of it is I’ve always worked with people,” she said. “I don’t know any other way. Cosmetology and...
Three first-time homebuyer mistakes to avoid
April 23, 2019
Categories: Mortgage
If it’s your first time on the housing market, you probably have plenty of nerves and questions. And for good reason. Buying a house is one of the largest purchases you’ll make in your life and should be treated with caution.
It’s easy to get swept up in the thrill of buying your first home, but it’s important to take the process slowly and wisely. You don’t want to jump into buying the first house you see, but you also don’t want to stand pat for...
A brief history of Peoples Bank
April 23, 2019
Categories: Community
Peoples Bank’s roots are grounded in farming.
Beginning in 1917 in Grand Junction, Iowa, Peoples Bank primarily served farmers in the area. It continued to serve in that role until January 1991, when Green Circle Investments Inc. purchased the bank and added another bank in Rippey.
During the next four years, Peoples Bank experienced significant growth, increasing total assets by about 33%. In 1994, the bank added its third branch, purchasing a local bank in Guthrie...
Peoples Bank announces new clean energy initiative, special unveilings
April 18, 2019
Categories: Community
Peoples Bank has recently announced a new solar energy initiative called Power Up @ Peoples, marking the full conversion of eight branches to solar energy and the implementation of nine level-two solar car charging stations at the bank’s Clive, Waukee and Adel locations.
The new solar panels and electric vehicle charging stations will be unveiled and demonstrated at special events on Wednesday, May 15 and Thursday, May 16 at the Clive, Waukee and Adel branches. Media and community...
Top 10 Internet Safety Rules
April 17, 2019
Categories: Cyber Security, Security
The key to fighting cybercrime is knowledge and preparedness. Be sure you and your loved ones are following these top ten safety rules when surfing the web.
1. Don’t get click happy.If you’ve heard the phrase, “Think before you click,” you won’t underestimate the importance of this safety rule. Our internet lives are saturated with opportunities to click on thousands of links, taking us to...
Spring Into Cash With These Top Savings Tips
April 17, 2019
Categories: Budgeting, Saving Money, Savings, Seasonal
The grass is always greener on the other side of winter, but is your bank account? Make the most out of your spring by boosting your savings. All it takes is an idea and some creativity to make some green this spring!
Skip the GymOf course your health should take top priority in all seasons. However, it’s great to switch up your routine, not only for your health but potentially for your wallet! Now...
Jefferson branch focuses on financial literacy for local students
April 5, 2019
Categories: Community, Financial Education, Savings
Financial literacy is important to Peoples Bank. And every branch puts deep thought and effort into financial literacy programs and education throughout its communities. In Greene County, the Peoples Bank staff in Jefferson has been highly active in local schools.
Last fall, the Jefferson Peoples Bank branch introduced the Giant Piggy Bank program with Greene County schools. Giant Piggy Bank allows students to save money through Peoples Bank and become student bankers themselves, gaining...